We understand that a number of businesses find it difficult to acquire working capital through traditional loans because they lack collateral. That's why we provide valuable working capital to businesses with a working capital product that is tailored to individual business needs. Our goal is to put money in the merchants hands without the hassles of a traditional small business loan.

Even if you do not own the building in which your business operates, MeritCard has partnered with AdvanceMe, Inc., the nations leading provider of alternative funding, to provide you with working capital without the difficulty associated with traditional bank loans and factors.

The benefits are:

• No fixed payments
• No fixed timeframe
• Completely automated

Here's how the program works...

You sell us a fixed dollar amount of your future credit and debit card sales at a discount. Through an automated process, we retrieve a fixed percentage from each sale as it is settled. The percentage we retrieve from each sale is fixed for the life of the funding--we get paid when you get paid.

• A lump sum of cash, immediately

You can use this cash to:

• Expand your business or add additional locations
• Increase your product line, add seasonal merchandise, meet unexpected expenses
• Purchase New Equipment
• Advertise and promote your business with new marketing programs
• Buy out a partner
• Perform renovations

It is simple to qualify for A Merchant Cash Advance through MeritCard from AdvanceMe, Inc. :

1. Tell us how long you have been in business.
2. Demonstrate a minimum monthly credit card volume of $3,000.00
3. Meet a few other qualifying criteria

AMI offers four funding products, each considering the amount of funding disired and the overall stage and strength of the business:

. : Bronze Funding
Newer businesses Funding from $5,000 to $100,000
. : Silver Funding
Standard businesses Funding from $5,000 to $150,000 Must have been in business for at least 12 months
. : Gold Funding
Enhanced businesses Funding from $10,000 to $150,000 Must have been in business for at least 12 months
. : Platinum Funding
Premier/mature businesses Funding from $10,000 to $150,000 Must have been in business for at least 12 months
We can do fundings for multiple locations and larger, established businesses in amounts up to (or exceeding) $1 million. If you believe your business might qualify, feel free to give us a call, or simply click on the Platinum Funding icon (above) and start the application process.